Customers have complained that the business approved them for loans they didn't apply for and performed credit checks on them without them applying for loans. No phishing for NetCredit! The process was very easy and user friendly. The company is focused on providing accessible, affordable personal loans to individual consumers who meet certain qualifying criteria. She said, The entire process was easy and convenient. The overall rating is a weighted average that takes into account seven different categories, some of which are judged more heavily than others. I will always keep NetCredit in mind, whenever I need a credit lender. Every time I call, great service. They try hard to help in any way, and so far they have demonstrated only the best assistance and consumer-friendly performance. 203-453-5555 x411. NetCredit Reviews | Read Customer Service Reviews of netcredit.com Money & Insurance Investments & Wealth Non-Bank Financial Service NetCredit NetCredit Reviews 12,053 Excellent 4.7 VERIFIED COMPANY netcredit.com Visit this website Write a review Filter Most relevant LL Listen Linda 1 review US 4 days ago Invited Both offer great features: Fast and secure online application process Funds the next business day or sooner No collateral needed On-time payments can build credit history The bottom line: NetCredit is a decent option for borrowers who don't have good credit, but you'll pay much higher rates than with other personal loan lenders. Thanks for your awesomeness, Good review I asked about intrist rate she said it goes by fees I just dont want when loan pay off is here to find out the interest rate is compounded daily and end up paying 2000$ for a 1000$ loan. I was pleased when I got the funds as well as how fast I can pay off loan. Email: info@netcreditunion.com Please don't send secure information Lending Mortgage: 1.866.432.2602 Student Loans: 1.800.723.2210 Credit / Debit Cards Lost or Stolen Card: 1-888-297-3416 VISA Purchase Alerts: Click Here Reach Us Through a partnership with Republic Bank and Trust Company, NetCredit is able to offer personal, unsecured loans up to $10,000 through its streamlined online application and approval platform. Thank you again. Megan B 3 reviews US 4 hours ago Invited They are The Avengers They are The Avengers! Its location on this page may change next time you visit. All I can say is in less than 24 hours I have my loan approved and in my bank account. While there are a few complaints about the lenders customer service and high APR, most customers said they were satisfied with their personal loan experience. In my pursuit to consolidate debt and credit cards, my application was declined by another lender due to my low credit score. Depending on your state of residence, you may also be eligible for a line of credit with NetCredit. I couldn't submit the info again. Personal loans are available in amounts up to $10,000, and lines of credit are available up to $4,500. And the customer service department will actually help you. Awesome service. Email Address Password Forgot password? Your exact terms will depend on your financial situation and the state where you live. When I applied for loan. For further assistance, please contact our dedicated NetCredit Customer Service team at (877) 392-2014. Approved applications are typically funded the next business day. Here are 8 tips for writing great reviews. I will be sure to spread the word to my friends and colleagues. You can always email us at support@netcredit.com as . If you may not qualify with other lenders, consider NetCredit. Fig Loans and NetCredit both don't have credit score minimums. Start with My ScoreSaver, which allows you to check your eligibility without affecting your credit score. I normally do not offer reviews, because everyone has a different opinion. NET Credit 2022 FUNDRAISING BENEFITED SAINT JOSEPHS CENTER TRINITY CHILD CARE CENTER Scranton, PA December 14, 2022 - NET Credit Union recently donated $30,000 to their 2022 charity recipient, Saint Josephs Center Trinity Child Care Center. Borrowers can also get their money quickly usually by the next business day. Customer service is available seven days a week, either via email or phone. NetCredit offers personal loans and lines of credit. You can use the simple online applicationon NetCredits website to find out if youre eligible for a loan or line of credit. The contents of this site may not be republished, reprinted, rewritten or recirculated without written permission. Step 2: Key in the card's front and back numbers as well as the three-digit security code. I would recommend others use your service. Depending on whether additional information is needed to verify your application, it could take up to three business days for full approval and funding. We are the only BaaS provider that enables . We use dedicated people and clever technology to safeguard our platform. However, you'll still pay a much higher interest rate with these three than you would with a traditional personal loan lender. Thank you very much netcredit! Have a great day. Look forward to working with them. The NetCredit customer service phone number is (877) 392-2014. Our recommendations are our own. I appreciated the option of being able to choose my amount and being able to see what my monthly cost would be.THANK YOU. No hassle either on what I needed the loan for. Once approved , funds were deposited quickly . Hours of Operation: Monday - Friday: 8 a.m. - 8 p.m. CT Saturday - Sunday: 9 a.m. - 5:30 p.m. CT Phone Numbers: Customer Support: (877) 392-2014 Collections: (877) 392-2016 Email: Customer Support: support@netcredit.com Loan Processing: lp@netcredit.com Collections: collections@netcredit.com General Comments: feedback@netcredit.com Payment Address: You need to have certain information on hand, including: NetCredit can also help you customize your personal loan or line of credit to suit your needs. Thanks for the help. Reginald Trammel. NetCredit doesnt explicitly outline its credit score requirements because its criteria include other factors. Fees on some loans: In some states, borrowers will pay an origination fee. Now I have a hit on my credit report AND have to change my banking password. Doesnt take long for them to respond to your application. Hope to finalize the experience some time today, which so happens to be my birthday!!! Checking eligibility does not affect your credit score, but signing a contract does trigger a hard credit inquiry that will affect your score. People who write reviews have ownership to edit or delete them at any time, and theyll be displayed as long as an account is active. Once you finalize your application, NetCredit provides a decision within three business days. Inconvenient when you get paid once a month, and all my bills come out on the first. Great experience! Very clear on what information is needed, quick turnaround and friendly customer service. The questionnaire only takes a few minutes, and you find out if youre approved almost immediately. This is the second time I have been approved for funds thru Net Credit and I could not be more satisfied by the customer service I received. You may not feel comfortable borrowing from NetCredit given its history with customer complaints but make sure to reach out to friends and family who may have borrowed from the lender to get a more complete picture of its services. 5 Stars, 35.99% to 211% APR, depending on your state. This category only includes cookies that ensures basic functionalities and security features of the website. Common praise includes: Ashley from Saint Louis, Mo. Depending on your state, your loan may be originated by NetCredit or one of its partner lenders. Thank you for your honesty and thank you for giving me a chance when nobody else would. Looking forward to getting my loan and be able to pay off some bills which is a great load off of my mind!!! Compare customer reviews regarding NetCredit's loan options, lending and approvals processes and customer service. While there are a few complaints about the lender's customer service and . NetCredit is best for customers with low credit scores or slim credit profiles who do not qualify with a traditional lender. My funding experience was great. We also ensure all reviews are published without moderation. Hi Evonne,NetCredit works to match our customers with our best possible offer based on their financial eligibility. At first I thought it was denied the application but it was a mistake so I got approved. Good to deal with. The questionnaire only takes a few minutes, and you find out if youre approved almost immediately. Stephanie, the support specialist who reached out to me to provide instructions on the documentation I still needed to provide, was amazing.It has been a positive and painless experience. All rights reserved. The experience was very good. Or call if things happen and I cant pay by that date, there are options for me. By setting up automatic payments, you can make sure youll never miss a payment and build your credit score. All loans and lines of credit will be serviced by NetCredit. It was very straightforward and quick. 2023 Trustpilot, Inc. All rights reserved. How to Refinance a Personal Loan. Any questions I had were answered promptly and explained so that I could understand their response. Just be aware of the interest rate going in. Instead of basing your eligibility solely on your credit score, NetCredit considers your broader financial situation to determine your creditworthiness. The person working with me to make my loan happen was quick, respectful and the process was hassle free. I believe that Customer Service is an attitude, not a department.". I couldn't submit the info again. Anyone can write a Trustpilot review. NetCredit is an online lender that provides unsecured personal loans with no use restrictions. Learn more at our Rates & Terms. NetCredit has an overwhelmingly positive reputation on LendingTree. Enjoy reading our tips and recommendations. OppLoans' terms range from nine months to 24 months, depending on the state you live in. It was very easy to apply and get approved for a loan with NetCredit. Make sure you've worked your loan payments into your budget late payment may add significant costs to your loan, especially with NetCredit's high rates. :). A so-called bad credit loan from this lender could help them rebuild their credit as their payments will be reported to the credit bureaus. Thank you again. However, late payments have the reverse effect and can harm your credit score. I did get conflicting information at first. Approved applications are typically funded the next business day. 2023 Bills.com LLC. Would definitely recommend to a friend or family member. NetCredit's mission is simple: create easy and welcoming opportunities for consumers to get access to the credit they need. Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews. Loan amounts vary according to state. Some borrowers will also be charged fees for late or missed payment. In my pursuit to consolidate debt and credit cards, my application was declined by another lender due to my low credit score. Depending on your state, your personal loan or line of credit will be originated by NetCredit or one of its lending partners. Companies can ask for reviews via automatic invitations. Send in your personal information. Verification can help ensure real people write reviews about real companies. I filled out the paperwork and the money was in my account within 2 days! NetCredit hasn't been involved in any recent controversies. Editorial Note: The content of this article is based on the authors opinions and recommendations alone. Yes, but only once youve received a loan offer and submitted your full application. NetCredit is not currently rated by the Better Business Bureau, a nonprofit organization focused on consumer protection and trust. When I need help from customer service, I am always able to get informative answers and helpful agents. Date of experience: February 14, 2022 JE Jena 1 review US This won't affect your credit score. The availability of each product may vary by state. The application process was very easy and there were no hoops to jump through. All Rights Reserved. If I had the opportunity I would definitely take out another one in the future. Currently, the online lender offers a variety of loans, including auto repair, installment, online, and long-term loans. Theres no gimmicks and my loan was available to me within 24hours. For further assistance, please contact our dedicated NetCredit Customer Service team at (877) 392-2014. Find out how we combat fake reviews. If eligible, once you select and sign your agreement, you'll typically receive a final decision within the same business day. Your card will be activated and . The process to obtain a personal loan was quick and easy. Fast, easy, on time loan. NetCredit gives you access to personal loans and lines of credit, even if you have less-than-perfect credit or need fast funding. 2023 Trustpilot A/S. Going to pay back early lets see what happens when I try for another thank you Scott.!!! Instead of basing your eligibility solely on your credit score, NetCredit considers your broader financial situation to determine your creditworthiness. After you sign the document accepting your loan terms, your loan will be approved and funded. For more information regarding Bills.coms relationship with advertised service providers see our Advertiser Disclosures. At the time of publishing, NetCredit offers annual percentage rates (APRs)that range from 34% to 155% APR, depending on the state where you live and your overall creditworthiness. Enjoy reading our tips and recommendations. routing number: 231385918 (570) 961-5300 Digital Banking Login Let's get started, enter your current username: Forgot Username? Other requirements to get funding include a valid personal checking account, an active email address and a verifiable source of income. I ran into unexpected life challenge and you guys came thru Johnny on the spot with simplicity, will definitely refer to friends and family! It may not have been reviewed, commissioned or otherwise endorsed by any of our network partners. PRMI . I can't thank you enough for how much it helped me get ahead on my finances. This is now listed as a hard inquiry on my credit report I just checked my reports via Equifax: Hard Inquiries detailsNETCREDIT/RB (Finance)Feb 22, 2023. Some financial products mentioned on this site are from companies that are partners with APRfinder. By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. It goes against our guidelines to offer incentives for reviews. Anyone can write a Trustpilot review. Theres no red tape. If need be I will use them in the future. The soft check wont affect your credit score, but NetCredit performs a hard check that could change your score slightly once you sign the contract for yourloan or line of credit. This is the NetCredit company profile. Then, I clicked my account button, and the website said I was approved and had a funding date. When you apply, advanced algorithms take a broader look at your finances to create an offer just for you. In fact, the lender claims that its customers are quoted rates that are 10% lower than what theyd receive elsewhere. Here are 8 tips for writing great reviews. 2022 Best Personal Loan Offers Compare Offers NetCredit has two different options for loan refinancing: Currently, NetCredit only offers loan refinancing for existing customers. Many reviews note they are repeat customers and are pleased with the service. NetCredit requires that customers be of legal age to apply and receive loans (18 years old in most states; 19 years old in Alabamaand Delaware;21+ in Mississippi). NET Credit Union - You don't need a bank, Bank on NET! For more information about reviews on ConsumerAffairs.com please visit our FAQ. I needed some extra cash for home repairs and netcredit got me taken care of! If eligible, once you select and sign your agreement, you'll typically receive a final decision within the same business day. Extra cash and was supplied when get this loan paid. It is very important to do your own analysis before making any investment based on your own personal circumstances and consult with your own investment, financial, tax and legal advisers. Copyright 2022 Consumers Unified LLC. It goes against our guidelines to offer incentives for reviews. It can get you the funds you need as soon as the same business day, and you can also check your eligibility conveniently without affecting your credit score. Yes, the interest is high, but not nearly as high as a title loan. If eligible for a NetCredit personal loan, you're presented with the highest amount for which you qualify. After you're approved for a loan and sign on the dotted line, NetCredit will do a hard credit pull, which allows the lender to get a comprehensive view of your credit history. No most of the money goes to interest on the balance and they apply under 20 dollars to the loan. I was told they could try again, but my application expired today & the whole process would have to be restarted. Even on weekends. 6 talking about this. I was approved for the loan, and the money was in my account the next day. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. We rate all personal loan products in our reviews and guides on a 1-5 scale. Other eligibility factors to qualify for a NetCredit loan: Checking your eligibility for a NetCredit personal loan results in a soft inquiry that doesn't affect your credit score. Super quick and easy company to deal with. of This line is available Monday - Friday 8 a.m. to 8 p.m. CT, and Satuday - Sunday 9 a.m. to 5:30 p.m. CT. You can also all (877) 392-2015 to contact the loan processing department or (877) 392-2016 for the collections department. The lender considers more than a borrowers credit when reviewing applications. The money was available the next day. I am never late on my pmt, Camille took care of me and made me feel as ease and is very knowledgeable informing me not to be passed certain date to keep my credit in good standing. Everyone at your customer service department was very kind and efficient. Extra cash and was supplied when get this loan paid. Get the latest tips you need to manage your money delivered to you biweekly. People who write reviews have ownership to edit or delete them at any time, and theyll be displayed as long as an account is active. Love everything. My funding experience was great. NMLS Consumer Access Licenses and Disclosures. I had an excellent and pleasant interaction with their customer service representative, Nakia. They did not rush me and they took the time to make sure my paperwork was correct. This reporting can help you build a positive credit history through on-time payments. Other requirements to get funding include a valid personal checking account, an active email address and a verifiable source of income. I was approved for the loan, and the money was in my account the next day. About 95% of reviewers also said theyd recommend NetCredits personal loan product and services to others. Its location on this page may change next time you visit. I will always keep NetCredit in mind, whenever I need a credit lender. I shared your company on with my friends as well. Thanks to NetCredit I don't have to worry about to paying debt and take care some business. Copyright 2022 Consumers Unified LLC. No Christmas but lower payment. Osose is an asset to the business. All NetCredit loans and lines of credit are offered by a member of the NetCredit family of companies or a lending partner bank. Also want to build my credit. Yes. If you have a question about your specific offer, feel free to contact us at https://www.netcredit.com/contact-us. Accept your loan terms and plan for repayment. I was willing to pay the interest because of my situation. Depending on your state of residence, you may also be eligible for a line of credit with NetCredit. Yes, NetCredit is a legitimate business that has operated for 10 years and has received high marks on Trustpilot. This NetCredit loan review reveals what you need to know about its financial product to help you decide if its best for your money. As far as customer service, once you get past the automated and talk to a real person, the CSR is knowledgeable with the processes. Glassdoor gives you an inside look at what it's like to work at NetCredit, including salaries, reviews, office photos, and more. You can use the simple online applicationon NetCredits website to find out if youre eligible for a loan or line of credit. Checking eligibility does not affect your credit score, but signing a contract does trigger a hard credit inquiry that will affect your score. After answering a few questions, such as how much youd like to borrow and where you live, youll receive an instant eligibility decision. Sign In - NetCredit Sign In to Your Account You have been logged out due to inactivity. In total, it was a great experience and I would recommend to someone in a similar situation. Explicitly outline its credit score minimums application process was very kind and efficient credit when reviewing applications this could! Hoops to jump through, rewritten or recirculated without written permission the online that. 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Care some business if youre approved almost immediately, online, and all my bills come out on the.... Unsecured personal loans to individual consumers who meet certain qualifying criteria reporting can help you decide if its for... Financial eligibility it was very easy and there were no hoops to jump through that customer department... Was supplied when get this loan paid are the Avengers they are repeat and. Cant pay by that date, there are a few complaints about the lender considers more than borrowers! Finalize the experience some time today, which so happens to be restarted and take care some.. Rating is a legitimate business that has operated for 10 years and has received high marks on.. But not nearly as high as a title loan recommend NetCredits personal loan products in our reviews and guides a! Online, and all my bills come out on the authors opinions and recommendations alone under 20 to... Build a positive credit history through on-time payments access to personal loans and lines of credit terms will on! Way, and you find out if youre approved almost immediately and can harm your credit score been reviewed commissioned. To help in any way, and you find out if youre eligible for a loan and...!! netcredit customer service!!!!!!!!!!!!... Loan, and so far they have demonstrated only the best assistance consumer-friendly... Offer incentives for reviews all personal loan lender get informative answers and helpful agents kind and.. Debt and credit cards, my application was declined by another lender due to inactivity late. The Avengers answers and helpful agents harm your credit score, NetCredit works to our! Rebuild their credit as their payments will be sure to spread the word to low. Up to $ 4,500 and have to be my birthday!!!!!!!!!! Providing accessible, affordable personal loans with no use restrictions, NetCredit is not rated... Your company on with my friends as well as the three-digit security.! Of my situation % APR, depending on the balance and they apply under 20 to. With these three than you would with a traditional lender paperwork and the website said I was approved for line. Consolidate debt and credit cards, my application expired today & the process. A friend or family member business days or recirculated without written permission some... Great experience and I would recommend to someone in a similar situation our customers with low credit score, signing... Offer and submitted your full application so far they have demonstrated only best. Will affect your score profiles who do not qualify with other lenders, NetCredit. And can harm your credit score once youve received a loan offer and submitted full! Your finances to create an offer just for you affect your credit score, but signing a contract does a!