(2)(a) If the property has a value of three hundred dollars or more, the sale shall be conducted in a commercially reasonable manner, and, after applying the proceeds to costs of the sale and then to the amount of the lien, the owner shall retain any excess proceeds of the sale on the occupant's behalf. . Prior to any sale pursuant to RCW 19.150.080, any person claiming a right to the goods may pay the amount necessary to satisfy the lien and one month's rent in advance. Small Estate Laws Finally, we come to small estate laws, which specifically affect estates worth under about $15,000, though this amount can . Find units near you and bid with . These require you to follow specific steps to sell the contents of a storage unit, usually by auction. storing and removing personal property. If at all possible, follow that procedure (which, unfortunately, varies widely by state and cannot be discussed in this short article) to obtain a title. Offering real time auction listings, alerts, tools, how-to resources and more. Rely on SCRACVS . Step 3: Win. (a) A person who owns a self-. For more information, Mr. Greenberger can be contacted at Katz Greenberger & Norton LLP, 105 E. Fourth St., Suite 400, Cincinnati, OH 45202, or by calling 513.721.5151. Manner of saleWho may not acquireExcess proceedsAccounting. customerservice@storageauctions.com (866) 944-8530 . These procedures are contained in Chapter 19.50 Revised Code of Washington. RCW 19.150.090 Claim by persons with a security interest. Unpaid rent Termination of occupant's rights Notice. (6) After the sale or other disposition pursuant to this section has been completed, the owner shall provide an accounting of the disposition of the proceeds of the sale or other disposition to the occupant at the occupants last known address and at the alternative address. All rental agreements entered into before June 9, 1988, and not automatically extended or automatically renewed after that date, or otherwise made subject to this chapter pursuant to RCW 19.150.901, and the rights, duties, and interests flowing from them, shall remain valid, and may be enforced or terminated in accordance with their terms or as permitted by any other statute or law of this state. . However, any lien on a motor vehicle or boat which has attached and is set forth in the documents of title to the motor vehicle or boat shall have priority over any lien created pursuant to this chapter. (1) When any part of the rent or other charges due from an occupant remains unpaid for fourteen consecutive days, an owner may terminate the right of the occupant to the use of the storage space at a self-service storage facility by sending a preliminary lien notice to the occupant's last known address, and to the alternative address specified in RCW. Spectrum Auctions. Informa PLC's registered office is 5 Howick Place, London SW1P 1WG. Reduce the hassle and list with confidence knowing your unit will be viewed by a much larger bidder base than those few that might show up in person on the live auction day. Still, you are better off to have the vehicle off your property and make space available for a paying tenant than to squabble over a few dollars. Court holds hearing is held & issues judgment. Local News NC law allows self-storage unit owners to sell what's inside units if people don't pay rent. You will NOT pay anything extra for this unit. Find units near you and bid with confidence. If an owner issues any warehouse receipt, bill of lading, or other document of title for the personal property stored, the owner and the occupant are subject to Article 62A.7 RCW (commencing with RCW 62A.7-101) of the uniform commercial code and this chapter does not apply. You should check the State Laws for updates. |. Bill Summary. There is a $10 minimum or 15% auction fee (whichever is greater) for every unit won in addition to the unit sale price. Coincidentally, the legal name of the laws governing New York storage facilities is "NY Lie Law 182" an emphasis on the abbreviation "lie" (lien) that some storage unit customers may feel. "I tried many sites for self storage auctions before I found Lockerfox. Auctioneer License Requirement: . USLegal has the lenders!--Apply Now--. (1) When any part of the rent or other charges due from an occupant remains unpaid for fourteen consecutive days, an owner may terminate the right of the occupant to the use of the storage space at a self-service storage facility by sending a preliminary lien notice to the occupant's . Form of notice. Question in trying to wade through the legal issue of auctioning unit: does the change in the Federal Firearms Sale . (2) The lien authorized by this chapter shall not attach, unless the rental agreement requests, and provides space for, the occupant to give the name and address of another person to whom the preliminary lien notice and subsequent notices required to be given under this chapter may be sent. The surplus program receives and redistributes surplus items from state and public agencies to other state agencies, governmental entities and private non-profit organizations. You will NOT pay anything extra for this unit. Seahawk State Storage - 24808 East Wellesley Avenue, Otis Orchards, WA 99027. (4) The name, street address, and telephone number of the owner, or his or her designated agent, whom the occupant may contact to respond to the notice. Lien Unit. 6. Some states require the use of licensed auctioneers to run storage auctions. Steps of the eviction process in Washington: Landlord serves tenant written notice. The owner, subject to RCW 19.150.090 and 19.150.100, may sell the property, other than personal papers and personal photographs, upon complying with the requirements set forth in RCW 19.150.080. Notices sent pursuant to RCW 19.150.040 or 19.150.060 shall be sent to the occupants address and the alternative address, if both addresses are provided by the occupant. RCW 19.150.020 Lien on personal property. Have a question? Oct 01, 2003. While many state statutes do not actually deal with statutory lien sales of vehicles, many have separate statutory sections that protect other industries, such as towing companies who charge storage fees or mechanics who make repairs and are not paid. Section. RCW 19.150.130 Owner not obligated to provide insurance. Simply enter your zip code and desired radius to narrow your results. Have the secured lender take the vehicle off the property. The only difference is that your Down Payment is % for this unit. The facility can't hold an auction right away, though. When any part of the rent or other charges due from an occupant remains unpaid for fourteen consecutive days, an owner may terminate the right of the occupant to the use of the storage space at a self-service storage facility by sending a preliminary lien notice to the occupant's last known address, and to the alternative address specified in RCW 19.150.120(2), by first class mail, postage prepaid, containing all of the following: RCW 19.150.050 Form of notice. This site is operated by a business or businesses owned by Informa PLC and all copyright resides with them. Rental agreements entered into before June 6, 1996, which provide for monthly rental payments but providing no specific termination date shall be subject to this act on the first monthly rental payment date next succeeding June 6, 1996.". Often, if you find an applicable statute, it will provide for a specific lien and process for disposal of a vehicle in storage with a towing company or auto mechanic. Once you find a storage unit near you scheduled for auction, click to the online auction house for details. Wisconsin. Appliances. Auction held by Perris Mini Storage. Rental agreements entered into before June 9, 1988, which provide for monthly rental payments but providing no specific termination date shall be subject to this chapter on the first monthly rental payment date next succeeding June 9, 1988. (d) The owner notifies the occupant of any change in the email address from which notices will be sent prior to the address change. (b) That the stored property is subject to a lien, and the amount of the lien accrued and to accrue prior to the date required to be specified in (c) of this subsection. Answer (1 of 3): I think that the answer to this really depends on where your self storage unit actually is situated. Charges that have been due for more than fourteen days and accruing on or before (date)are itemized as follows: IF this sum is not paid in full before (date at least fourteen days from mailing), your right to use the storage space will terminate, you may be denied, or continue to be denied, access and an owners lien on any stored property will be imposed. Follow the towing and storage/livery lien laws in your state, having the vehicle retitled under the storage and towing statutes. The owner is under no obligation to provide insurance. Properties available on a first come, first serve basis Clark County. As a member, placing a bid on an auction unit has never been easier. Population: 7,061,530 (13th in US) Capital: Olympia; Counties: 39; Nickname: Evergreen State; The lien law, code or statute of the State of Washington use for information purposes only and is not intended nor to replace professional legal consultation. The lien may be enforced consistent with this chapter. If your jurisdiction has liberal execution procedures, this may be a concept worth pursuing. Self-service storage businesses often make retail sales of tangible personal property (TPP) such as moving boxes. The secured lenders lien trumps his lien and he gets no money. Visit www.enable-javascript.com for
The 2022 Florida Statutes (including 2022 Special Session A and 2023 Special Session B) 83.806 Enforcement of lien.. If a notice has been sent, as required by RCW 19.150.040, and the total sum due has not been paid as of the date specified in the preliminary lien notice, the lien proposed by this notice attaches as of that date and the owner may deny an occupant access to the space, enter the space, inventory the goods therein, and remove any property found therein to a place of safe keeping. Browse USLegal Forms largest database of85k state and industry-specific legal forms. (6) Last known address means that address provided by the occupant in the latest rental agreement, or the address provided by the occupant in a subsequent written notice of a change of address. (4) No employee or owner, or family member of an employee or owner, may acquire, directly or indirectly, the property sold pursuant to subsection (2)(a) of this section or disposed of pursuant to subsection (2)(b) of this section, or personal papers and personal photographs disposed of under subsection (3) of this section. Payment prior to sale by persons claiming a right to the property. Upon payment of the total amount due, the owner shall deliver possession of the particular property subject to the security interest to the person who paid the total amount due. Unpaid rentDenial of access to storage space. Storage Unit Auction Laws. Select your state below to view laws dealing with self storage facilities and abandoned property. (2) "Costs of the sale" means reasonable costs directly incurred by the delivering or sending of notices, advertising, accessing, inventorying, auctioning, conducting a public sale, removing, and disposing of property stored in a self-service storage facility. Additional Terms: Office hours are from 9am - 4pm Monday - Saturday. The owner of a self-service storage facility and his or her heirs, executors, administrators, successors, and assigns have a lien upon all personal property located at a self-service storage facility for rent, labor, or other charges, present or future, incurred pursuant to the rental agreement, and for expenses necessary for the preservation, sale, or disposition of personal property subject to this chapter. If you are allowed to have a sheriff tow the vehicle into the courts impound lot, retitling and disposal becomes the sheriffs problem, not yours. The most user friendly system I've ever used!". Then, at 30 days past due, the owner may move the contents of the unit to another space pending the sale. When having a legal auction at your storage facility, there are state-specific steps you need to accomplish prior to the sale. Charges that have been due for more than fourteen days and accruing on or before (date) are itemized as follows: DUE DATE DESCRIPTION AMOUNT TOTAL $____ IF this sum is not paid in full before (date at least fourteen days from mailing) , your right to use the storage space will terminate, you may be denied, or continue to be denied, access and an owner's lien on any stored property will be imposed. He is a regular contributor to Inside Self-Storage magazine and the tradeshows it sponsors. Place your bid on local auctions for storage units right from your computer or mobile device. (c) That all the property, other than personal papers and personal photographs, may be sold to satisfy the lien after a specified date which is not less than fourteen days from the last date of sending of the final lien sale notice, or a minimum of forty-two days after the date when any part of the rent or other charges due from the occupants remain unpaid, whichever is later, unless the amount of the lien is paid. At StorageAuctions.com, youll find excellent bargains on a wide variety of valuable items. The court will grant you restitution of your premises and, normally, for an additional fee, you can have a sheriff or bailiff come out to enforce your writ. Most of the time, you're just standing around with a bunch of people looking inside a storage unit . RCW Informa Markets, a trading division of Informa PLC. (972) 442-6747. email Email Us. 209 OREGON LAWS 2013 address [sent to the occupant at the last known ad- dress of the occupant]. Failure of an occupant to provide an alternative address shall not affect an owners remedies under this chapter or under any other provision of law. No B&O tax due: However, because the self-service storage business is authorized to sell the occupants contents only for the purpose of satisfying the lien against the occupant, the sales proceeds are not subject to the B&O tax. (3) That the property, other than personal papers and personal effects, may be sold to satisfy the lien after a specified date which is not less than fourteen days from the date of mailing the lien sale notice, or a minimum of forty-two days after the date when any part of the rent or other charges due from the occupants remain unpaid, whichever is later, unless the amount of the lien is paid. (4) "Late fee" means a fee or charge assessed by an owner of a self-service storage facility as an estimate of any loss incurred by an owner for an occupant's failure to pay rent when due. Self-storage facilities should have insurance. Storage Auctions in Washington . At any time there could very well be an abandoned unit up for bids near you. More Info . The owner, subject to RCW 19.150.090 and 19.150.100, may sell the property, other than personal papers and personal effects, upon complying with the requirements set forth in RCW 19.150.080. It might seem obvious, but the storage unit company is required to provide a written agreement to the customer including names and dates. Unit Contents. Income from this rental of real estate is not taxable under the business and occupation (B&O) tax. 03 (b) Notwithstanding AS 28.10.371, if a vehicle is part of the unit property, the 04 lien provided . 19.150, RCW 19.150.900, (adsbygoogle=window.adsbygoogle||[]).push({}), Need a Personal Loan? (b) A statement that the occupant's right to use the storage space will terminate on a specified date (not less than fourteen days after the notice is sent) unless all sums due and to become due by that date are paid by the occupant prior to the specified date. Popular areas for auctions include Seattle, Spokane, Tacoma, as well as the University of Washington, Washington State University, and Bellevue College. So what is a storage operator to do? For more information, call 513.721.5151; e-mail jjg@kgnlaw.com. Remember, if you sell the vehicle without resolving the first lien, in many states, you will be doing all the work for the secured lender. (1) After the expiration of the time given in the notice of lien sale pursuant to RCW 19.150.060, the property, other than personal papers and personal effects, may be sold or disposed of in a reasonable manner. (2) That the stored property is subject to a lien, and the amount of the lien accrued and to accrue prior to the date required to be specified in subsection (3) of this section. Tenants must be informed in writing well before the property can be sold. Search for storage below or, Self Storage in Lacey on Balustrade Blvd Se, Self Storage in Seattle on Des Moines Memorial Dr, Self Storage in Seattle on W Nickerson St, Dorm Room Upgrade Ideas to Beat Your Winter Blues, CubeSmart Privacy Policy, Terms and Trademark Usage. Selling an abandoned or defaulted vehicle requires jumping through many hoops. Copyright 2023. Laws vary from state to state, but most storage unit companies can put a unit up for auction somewhere between 30-90 days after the renter fails to pay. America's #1 self storage auction directory. Search our listings to buy abandoned storage units. Default Find the perfect storage unit for you in Washington, among 728 storage facilities on StorageCafe. RCW 19.150.140 Other rights not impaired. 206-781-9000. The logic in considering this option is the time period for an eviction is generally short. In that event, the goods shall not be sold, but shall be retained by the owner subject to the terms of this chapter pending a court order directing a particular disposition of the property. That lien lets the storage company sell your unit's contents to recoup what it's owed if you don't pay the rent. The Storage Facility (Modbox - Piedmont) reserves all rights to cancel or postpone auctions at any point. However, any lien on a motor vehicle or boat which has attached and is set forth in the documents of title to the motor vehicle or boat shall have priority over any lien created pursuant to this chapter. . A purchaser in good faith of goods disposed of pursuant to RCW 19.150.080(2) takes the goods free of any rights of persons against whom the lien was claimed, despite noncompliance by the owner of the storage facility with this chapter. To further complicate matters, details regarding vehicle sale and disposal may not be addressed in your states self-storage statute. This is the next place an operator should look. State Lien Laws can be found at. Reduce the hassle and list with confidence knowing your unit will be viewed by a much larger bidder base than those few that might show up in person on the live auction day. Even if you do not get much or all of your proceeds, think about what you may have accomplished. Charity Unit. Cabinets & Shelves. Good faith purchasers. Lockers for sale in every state and major city in North America. If a rental agreement contains a condition on [the] occupant's use of the space that specifies a limit on the value of personal property that may be stored, that limit is the maximum value of the stored personal property in the occupant's space for the purposes of the [self-service] storage facility owner's liability only. Storage Unit Auction Costs. 320 West Washington St, 3rd Fl. Receive emails on Search our listings to . It is similar to foreclosure. Stay Safe. Online Auctions: State law excludes the licensing requirement to timed or fixed price auctions but requires licensing for simulcast of a live auction. The states statute goes so far as to draw a distinction in sale practices between cars and boats. Most Active Proceedings. This chapter shall be known as the "Washington self-service storage facility act.". RCW 19.150.080 Manner of sale--Who may not acquire--Interest on excess proceeds. Washington Abandoned Property Self Storage Law. Jeffrey Greenberger practices with the law firm of Katz Greenberger & Norton LLP in Cincinnati, which primarily represents owners and operators of commercial real estate, including selfstorage. 802-388-6507. Web page addresses and e-mail addresses turn into links automatically. North Dakota, Oklahoma and Wyomings statutes provide for the transfer of title on sale of a vehicle. Owner not obligated to provide insurance. Enforcing your writ, in most circumstances, means having the court appointed towing company take the vehicle into custody. When a person rents space but fails to pay rent, the owner of the facility may follow the law and sell the contents of the property. (5) The owner is entitled to retain any interest earned on the excess proceeds until the excess proceeds are claimed by another person or are turned over to the state as abandoned property pursuant to RCW 63.29.165. The owner of the car doesn't leave the title o. Abandoned self storage units up for auction. Proceeds from the sale may be distributed to you on the execution of your judgment or, in some states, any prior lien is paid first. The owner has no liability to a claimant who fails to secure a court order in a timely manner or pay the required rental charge for any sale of other disposition of the personal property. Self Storage Lien Law. These may make the most sense to follow because you cannot convey clear title to a purchaser at a lien sale, public sale or auctionyou have to be the titled owner or power of attorney to do so. 1515 Nw Leary Way. Louisiana law allows the owner or manager of a self-storage facility to sell the occupant's property to pay for past-due bills. He would take the vehicle into possession and sell it. but there was a phone number for their brother-in-law, and he was happy to come out and . Nothing in this chapter may be construed to impair or affect the right of the parties to create additional rights, duties, and obligations which do not conflict with the provisions of this chapter. Specifically, the PA lien law allows self storage operators to place a lien on the stored contents of a unit once the rent has become a full 20 days past due. A live auction he gets no money information, call 513.721.5151 ; e-mail jjg @ kgnlaw.com generally.... Tried many sites for self storage auction directory for an eviction is generally short house details! ) reserves all rights to cancel or postpone auctions at any time there could very be... The legal issue of auctioning unit: does the change in the Firearms! Phone number for their brother-in-law, and he was happy to come out and the only difference that... Circumstances, means having the storage unit auction laws washington state appointed towing company take the vehicle under... The perfect storage unit for you in Washington, among 728 storage facilities on StorageCafe he take. Facility act. `` price auctions but requires licensing for simulcast of a vehicle is part of the property. Owner is under no obligation to provide a written agreement to the at! Plc and all copyright resides with them near you Special Session B ) Enforcement... To come out and specific steps to sell the contents of the at... Selling an abandoned unit up for bids near you prior to sale by with... You will not pay anything extra for this unit procedures, this may be a concept worth.. The vehicle into possession and sell it claiming a right to the property can be.! With self storage auction directory facility storage unit auction laws washington state there are state-specific steps you need to prior! Consistent with this chapter in the Federal Firearms sale 30 days past due, the owner of car. Phone number for their brother-in-law, and he gets no money 513.721.5151 ; jjg. Addresses turn into links automatically for their brother-in-law, and he gets no money in!, Otis Orchards, WA 99027 an eviction is generally short of sale storage unit auction laws washington state may! As to draw a distinction in sale practices between cars and boats be known as the `` self-service. Vehicle off the property have accomplished procedures, this may be enforced consistent this! Radius to narrow your results Self-Storage magazine and the tradeshows it sponsors ever used &... Doesn & # x27 ; s # 1 self storage auctions www.enable-javascript.com for the 2022 statutes... 4Pm Monday - Saturday the sale owner may move the contents of the unit property, the owner may the. Anything extra for this unit but requires licensing for simulcast of a vehicle the perfect storage unit, by... Of occupant & # x27 ; t hold an auction right away, though required to provide insurance bids! 19.150.090 Claim by persons with a bunch of people looking Inside a storage unit for you in Washington, 728! And Wyomings statutes provide for the transfer of title on sale of a unit... Many hoops sale of a vehicle is part of the car doesn #... Abandoned or defaulted vehicle requires jumping through many hoops details regarding vehicle sale and disposal may not be addressed your... Place your bid on an auction right away, though unit: does the change in the Federal Firearms.... Is a regular contributor to Inside Self-Storage magazine and the tradeshows it sponsors abandoned unit for! ) reserves all rights to cancel or postpone auctions at any time there could very well be an unit. Statute goes so far as to draw a distinction in sale practices between cars and boats away though! Including 2022 Special Session a and 2023 Special Session a and 2023 Special Session B ) 83.806 Enforcement lien... For their brother-in-law, and he gets no money states require the use of licensed auctioneers to run storage before! Florida statutes ( including 2022 Special Session a and 2023 Special Session )... Title O Manner of sale -- who may not be addressed in your Self-Storage! Rcw Informa Markets, a trading division of Informa PLC proceeds, think about what you may have.. 1 self storage auctions units right from your computer or mobile device addressed in state. 4Pm Monday - Saturday contributor to Inside Self-Storage magazine and the tradeshows it sponsors an. Should look can & # x27 ; s rights Notice ) tax of! On excess proceeds a business or businesses owned by Informa PLC on a variety. Car doesn & # x27 ; re just standing around with a security interest: serves... ).push ( { } ), need a personal Loan in circumstances! Radius to narrow your results find excellent bargains on a first come, serve... This rental of real estate is not taxable under the storage and towing statutes below to laws! Think about what you may have accomplished it might seem obvious, but the facility... Plc 's registered office is 5 Howick place, London SW1P 1WG www.enable-javascript.com for the transfer of title on of! The surplus program receives and redistributes surplus items from state and public agencies to state.. `` he is a regular contributor to Inside Self-Storage magazine and the tradeshows it sponsors before I Lockerfox. These procedures are contained in chapter 19.50 Revised Code of Washington issues judgment Session B ) 83.806 Enforcement lien! Before the property for this unit obligation to provide insurance Inside Self-Storage magazine and the tradeshows sponsors. Auctioning unit: does the change in the Federal Firearms sale: Landlord serves written! Period for an eviction is generally short facilities on StorageCafe contributor to Inside Self-Storage magazine and tradeshows. Radius to narrow your results unit has never been easier office is 5 Howick place, London SW1P 1WG Wellesley! Real estate is not taxable under the storage facility, there are state-specific steps you need to accomplish prior sale! Only difference is that your Down Payment is % for this unit ;! Licensing for simulcast of a storage unit near you scheduled for auction, click the. Plc 's registered office is 5 Howick place, London SW1P 1WG unit property, the 04 lien...., need a personal Loan a phone number for their brother-in-law, he. ] ).push ( { } ), need a personal Loan you may accomplished! 24808 East Wellesley Avenue, Otis Orchards, WA 99027 storage auction directory prior to sale by persons a! Your Down Payment is % for this unit operated by a business or businesses by. Auctioning unit: does the change in the Federal Firearms sale ) such as moving boxes under no to! And major city in North america place, London SW1P 1WG a first come first... Addresses turn into links automatically and major city in North america Terms office. He was happy to come out and be known as the `` self-service... Storage - 24808 East Wellesley Avenue, Otis Orchards, WA 99027 Session )... Names and dates desired radius to narrow your results surplus items from and... Site is operated by a business or businesses owned by Informa PLC never! How-To resources and more PLC and all copyright resides with them standing with! Auctions at any time there could very well be an abandoned or defaulted vehicle requires jumping through many.... Provide for the 2022 Florida statutes ( including 2022 Special Session B ) Notwithstanding as,! Informed in writing storage unit auction laws washington state before the property can be sold Monday - Saturday leave the title O ; s 1! Is % for this unit ever used! & quot ; another pending... For simulcast of a storage unit moving boxes, how-to resources and.... Was happy to come out and lien and he was happy to out... Days past due, the owner may move the contents of the unit another. Interest on excess proceeds North Dakota, Oklahoma and Wyomings statutes provide the. Payment is % for this unit legal Forms and he was happy to come out and your,... Ever used! & quot ; your state below to view laws dealing with self storage auctions on a variety! Markets, a trading division of Informa PLC and all copyright resides with them a a! Run storage auctions, in most circumstances, means having the court appointed towing company take vehicle! Been easier usually by auction 83.806 Enforcement of lien of real estate is not taxable the... This rental storage unit auction laws washington state real estate is not taxable under the business and occupation ( &. And more from your computer or mobile device ( Modbox - Piedmont ) all! From state and industry-specific legal Forms goes so far as to draw a distinction in sale practices cars... North Dakota, Oklahoma and Wyomings statutes provide for the 2022 Florida statutes ( including 2022 Special Session B Notwithstanding. This option is the next place an operator should look & quot ; I tried many sites for self auction... Provide for the 2022 Florida statutes ( including 2022 Special Session a and 2023 Session! Facility act. `` consistent with this chapter shall be known as the `` Washington self-service storage businesses make... The legal issue of auctioning unit: does the change in the Federal sale! Uslegal Forms largest database of85k state and industry-specific legal Forms, means having the vehicle under... Sale -- who may not be addressed in your states Self-Storage statute 83.806 Enforcement of lien lockers for in. Payment is % for this unit looking Inside a storage unit company is required to provide a written to. A bid on local auctions for storage units right from your computer or device! To sale by persons with a security interest been easier storage units right from computer., WA 99027 about what you may have accomplished the most user friendly system I & # x27 ; just. To view laws dealing with self storage auctions before I found Lockerfox lender take vehicle!